Pradhan Mantri Awaas Yojana Gramin (PMAY-G) 2026: Eligibility, Benefits & Apply Online
Apply online, check eligibility, required documents, benefits, application process, beneficiary list and all important details about Pradhan Mantri Awaas Yojana Gramin (PMAY-G) 2026: Eligibility, Benefits & Apply Online.
Quick Overview
Overview of PM Awas Yojana Gramin
Pradhan Mantri Awaas Yojana – Gramin (PMAY-G) is a flagship rural housing scheme under the Ministry of Rural Development, launched on 1 April 2016 as a restructured version of the Indira Awaas Yojana. It provides financial assistance to eligible rural families for constructing a pucca (permanent) house with basic amenities.
The scheme was extended in August 2024 for five more years (2024-25 to 2028-29) with a target of 2 crore additional houses. As of March 2026, 2.99 crore houses have been completed under the scheme. Beneficiaries are selected through SECC 2011 data and the Awaas Plus 2024 survey, verified by Gram Sabhas.
Benefits of PMAY-G
Selected beneficiaries receive financial assistance for house construction:
| Plain Areas | ₹1,20,000 |
| Hilly / NE / J&K / Ladakh | ₹1,30,000 |
| MGNREGA Wages | 90-95 days unskilled labour |
| Toilet Assistance | ₹12,000 (SBM-G) |
| Institutional Loan | Up to ₹70,000 at 3% reduced interest |
| Payment Mode | DBT to Aadhaar-linked bank account |
Installment Structure
The assistance is released in installments linked to construction stages, verified through geo-tagged photos:
- First Installment: Released after foundation or plinth work starts.
- Second Installment: Released when walls reach lintel level (door/window height).
- Final Installment: Released after roof is cast and house is complete.
Eligibility Criteria
Beneficiaries are identified through SECC 2011 data and the Awaas Plus 2024 survey. You cannot apply directly — your name must be in the official survey data.
| Housing Status | Houseless or living in kutcha house |
| Income Limit | Monthly household income within ₹15,000 |
| Priority | SC/ST (60% reservation), Minorities (15%), PwD (5%) |
| Automatic Inclusion | Destitute, manual scavengers, primitive tribal groups, bonded labourers |
| Land Requirement | Must have land to build on, or state-allotted plot |
Who Cannot Get Benefit
- Families owning a pucca house anywhere in India
- Households with monthly income above ₹15,000
- Government employees or income tax payers
- Owners of motorised 3-wheeler or 4-wheeler
- Kisan Credit Card with limit ₹50,000 or above
- Families owning 2.5+ acres irrigated land
- Families with non-agricultural enterprises
- Those already benefited under any housing scheme
Documents Required
Keep these documents ready before the survey:
- Aadhaar Card — of head of household (needed for face authentication and DBT)
- Bank Passbook — Aadhaar-linked account for installment transfer
- MGNREGA Job Card — for linking 90-95 days of wage labour
- House Photos — geo-tagged photos captured in the AwaasPlus app
- Land Documents — proof of land to build on or state-allotted plot
- Caste Certificate — if claiming under SC/ST priority (if applicable)
How to Apply — Awaas Plus 2024 Survey
Individual applicants cannot register directly on the PMAY-G portal. The only way to get added is through the Awaas Plus 2024 survey.
Self-Survey via AwaasPlus 2024 App
- Download "AwaasPlus 2024" from Google Play Store (Android only).
- Open the app, select "Self-Survey", enter Aadhaar number, and complete face authentication.
- Fill in head of household name (as on Aadhaar), family members, current house type, and social category.
- Take live, geo-tagged photographs of your existing kutcha house.
- Enter your Aadhaar-linked bank account number, IFSC, and monthly household income (must be within ₹15,000).
- Review all entries and submit. Note down the reference number. Only one self-survey per device.
What Happens After Survey
- Block Development Officer verifies house condition, Aadhaar, and bank details.
- Verified households are approved in Gram Sabha and added to the Permanent Waiting List.
- Houses are sanctioned as per annual targets and priority order.
- Start construction, geo-tag each stage, and installments release stage by stage.
Important Dates
| Scheme Launch | 1 April 2016 |
| Extension Approved | 9 August 2024 |
| Extension Period | FY 2024-25 to 2028-29 |
| Awaas Plus 2024 Survey Launch | 15 January 2025 |
| Total Target | 4.95 crore houses by 2029 |
| Houses Completed (March 2026) | 2.99 crore |
Important Links
| PMAY-G Official Portal | pmayg.nic.in |
| AwaasSoft — Beneficiary Details | awaassoft.nic.in |
| AwaasPlus 2024 App | Download App |
| Check Waiting List | Check Status |
Application Fee
There is no application fee. This scheme is completely free for eligible beneficiaries.
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