PNB Local Bank Officer (LBO) Recruitment 2026 for 545 Posts, Apply Online
PNB Local Bank Officer Recruitment 2026: 545 JMGS-I Scale Posts Across 17 States
Punjab National Bank LBO Bharti 2026 — Graduate with 1 Year Banking Experience Required — Apply Online at pnb.bank.in
Punjab National Bank (PNB), a leading public sector bank, has released the notification for 545 Local Bank Officer (LBO) vacancies in Junior Management Grade Scale-I (JMGS-I) across 17 states. Online registration opens on and closes on . The tentative online examination is scheduled for August/September 2026. Applications must be submitted through the IBPS portal at ibpsreg.ibps.in/pnbjul26/.
Candidates aged 20 to 30 years (as on ) holding a Graduate degree in any discipline from a recognised university with minimum 1 year post-qualification experience in Clerical or Officer Cadre in any Scheduled Commercial Bank or Regional Rural Bank (RBI Act 1934, Second Schedule) are eligible. The selected candidates will be placed on a pay scale of Rs. 48,480 – 85,920 (JMGS-I) with attractive allowances.
| Parameter | Details |
|---|---|
| Conducting Authority | Punjab National Bank (PNB), New Delhi |
| Post Name | Local Bank Officer (LBO) — Post Code 01 |
| Grade / Pay Scale | JMGS-I (Junior Management Grade Scale-I) |
| Total Vacancies | 545 |
| Application Start Date | |
| Application Last Date | |
| Application Mode | Online — ibpsreg.ibps.in/pnbjul26/ |
| Tentative Exam Date | August/September 2026 |
| Age Limit | 20–30 Years (as on 01 July 2026) |
| Qualification | Graduate in any discipline + 1 year banking experience |
| Pay Scale | Rs. 48,480 – 2000/7 – 62,480 – 2340/2 – 67,160 – 2680/7 – 85,920 |
| Selection Process | Online Test + Screening + LLPT + Personal Interview |
| Official Website | pnb.bank.in |
PNB Local Bank Officer Recruitment 2026 — Important Dates and Application Fee
Online Registration: 20 July to 09 August 2026 — Fee Rs. 1,180 (UR) / Rs. 59 (SC/ST/PwBD)
The online application process for PNB Local Bank Officer Recruitment 2026 opens on and closes on . The tentative online examination is scheduled for August/September 2026. Admit cards will be available on pnb.bank.in before the examination. Candidates must apply through the IBPS portal only.
Important Dates
| Event | Date |
|---|---|
| Opening Date for Online Registration | |
| Closing Date for Online Registration | |
| Tentative Date of Online Test | August/September 2026 |
Tip: Apply well before the closing date as the IBPS portal may face heavy traffic near the deadline. Keep scanned copies of photograph, signature, and all educational/experience documents ready before starting the application.
Application Fee
| Category | Fee |
|---|---|
| SC / ST / PwBD | Rs. 50 + 18% GST = Rs. 59 (postage charges only) |
| UR / OBC (NCL) / EWS | Rs. 1,000 + 18% GST = Rs. 1,180 |
| Payment Mode | Online only — Debit Card, Credit Card, Net Banking, IMPS, Wallets, UPI |
Note: The application fee is non-refundable under any circumstances. Candidates must pay the fee online through the IBPS payment gateway. No other mode of payment is accepted.
PNB Local Bank Officer Recruitment 2026 — Vacancy Details and Eligibility
545 LBO Posts Across 17 States — Graduate with 1 Year Banking Experience Required
PNB Local Bank Officer Recruitment 2026 covers 545 vacancies spread across 17 states and union territories. Candidates must be proficient in the local language of the state they are applying for. Applications are accepted for only one state — applying for multiple states will lead to disqualification. The state-wise distribution covers Andhra Pradesh, Gujarat, Karnataka, Maharashtra, Telangana, Tamil Nadu, West Bengal, Jammu & Kashmir, Ladakh, Arunachal Pradesh, Assam, Manipur, Meghalaya, Mizoram, Nagaland, Sikkim, and Tripura.
State-Wise Vacancy Distribution
| State / UT | Vacancies | Local Language |
|---|---|---|
| Andhra Pradesh | 4 | Telugu |
| Gujarat | 77 | Gujarati |
| Karnataka | 78 | Kannada |
| Maharashtra | 67 | Marathi |
| Telangana | 41 | Telugu |
| Tamil Nadu | 51 | Tamil |
| West Bengal | 80 | Bengali |
| Jammu & Kashmir | 9 | Urdu / Dogri / Kashmiri |
| Ladakh | 2 | Urdu / Purgi / Bhoti |
| Arunachal Pradesh | 4 | English |
| Assam | 85 | Assamese / Bodo |
| Manipur | 6 | Manipuri / Meitei |
| Meghalaya | 8 | Garo / Khasi |
| Mizoram | 5 | Mizo |
| Nagaland | 5 | English |
| Sikkim | 5 | Nepali / Sikkimese |
| Tripura | 18 | Bengali / Kokborok |
| Total | 545 |
Educational Qualification
| Requirement | Details |
|---|---|
| Qualification | Graduate (Bachelor's degree) in any discipline from a university recognised by the Government of India or equivalent qualification |
| Experience | Minimum 1 year post-qualification experience in Clerical or Officer Cadre in any Scheduled Commercial Bank or Regional Rural Bank (RBI Act 1934, Second Schedule) |
| Local Language | Must be proficient in the local language of the state applied for. Candidates who did not study local language in Class 10/12 must pass the Local Language Proficiency Test (LLPT) |
Age Limit and Relaxation
| Category | Relaxation |
|---|---|
| Unreserved (UR) | 20–30 Years (as on 01.07.2026) |
| SC / ST | 5 Years |
| OBC (NCL) | 3 Years |
| PwBD (UR) | 10 Years |
| PwBD (SC/ST) | 15 Years |
| PwBD (OBC) | 13 Years |
| Ex-Servicemen | 5 Years |
| 1984 Riots Affected | 5 Years |
PNB Local Bank Officer Recruitment 2026 — Exam Pattern and Selection Stages
Online Written Test — 150 Questions, 200 Marks — Negative Marking: 1/4th
The selection process consists of four phases: Online Written Test, Screening of application and documents, Local Language Proficiency Test (LLPT), and Personal Interview. The online written test carries 200 marks with 150 questions across five sections. Minimum qualifying marks in the written test are 40% for UR/EWS candidates and 35% for Reserved category candidates.
Online Written Test Pattern
| Section | Questions | Marks |
|---|---|---|
| Reasoning and Computer Aptitude | 25 | 25 |
| Data Analysis and Interpretation | 25 | 25 |
| English Language | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| General / Economy / Banking Awareness | 50 | 50 |
| Total | 150 | 200 |
Each correct answer carries 1 mark. Negative marking of 1/4th (0.25 marks) applies for each wrong answer. The medium of examination is English and Hindi. The test is computer-based (CBT) with objective-type multiple-choice questions.
Minimum Qualifying Marks in Written Test
| Category | Minimum Marks |
|---|---|
| UR / EWS | 40% |
| SC / ST / OBC / PwBD | 35% |
Selection Process Overview
| Stage | Description | Nature |
|---|---|---|
| Stage I | Online Written Test — 200 Marks, 150 Questions | Objective MCQ, qualifying in nature |
| Stage II | Screening of Application and Documents | Verification of eligibility and experience |
| Stage III | Local Language Proficiency Test (LLPT) | Qualifying — for candidates who did not study local language in Class 10/12 |
| Stage IV | Personal Interview — 50 Marks | Marks-based — Min 45% (SC/ST), 50% (Others) |
PNB Local Bank Officer Recruitment 2026 — Job Profile and Salary
JMGS-I Pay Scale Rs. 48,480 – 85,920 — 2 Years Probation — Indemnity Bond of Rs. 2 Lakh
Selected candidates will be appointed as Local Bank Officers in JMGS-I at Punjab National Bank. The role involves branch-level banking operations, customer service, loan processing, account management, and regional banking duties. The initial posting will be within the state applied for and candidates must serve a minimum of 9 years in the selected state or until promotion to SMG Scale-IV, whichever is earlier.
Job Profile and Responsibilities
- Handle day-to-day branch banking operations including deposits, withdrawals, and fund transfers
- Process loan applications and manage credit portfolio at the branch
- Provide customer service and resolve banking queries
- Ensure compliance with RBI guidelines and bank policies
- Participate in financial inclusion and government scheme implementation
- Manage KYC/AML procedures and documentation
Probation and Bond
| Parameter | Details |
|---|---|
| Probation Period | 2 Years |
| Indemnity Bond | Rs. 2,00,000 (to be executed at joining; payable if leaving before 3 years of service) |
| Minimum Service in State | 9 years from date of joining or until promotion to SMG Scale-IV, whichever is earlier |
| CIBIL Score Requirement | Minimum 680 at the time of joining |
Salary Details (JMGS-I)
| Component | Details |
|---|---|
| Pay Scale | Rs. 48,480 – 2000/7 – 62,480 – 2340/2 – 67,160 – 2680/7 – 85,920 |
| Starting Basic Pay | Rs. 48,480 |
| Dearness Allowance (DA) | As per bank norms (revised periodically) |
| House Rent Allowance (HRA) | As per city classification — X: 27%, Y: 18%, Z: 9% |
| City Compensatory Allowance (CCA) | As per posting city |
| Other Allowances | Leave Fare Concession, Medical Insurance, Retirement Benefits |
| Approximate In-Hand Salary | Rs. 60,000 – 75,000 (varies with city and allowances) |
Benefits and Perks
- National Pension System (NPS)
- Contributory Provident Fund (CPF)
- Gratuity
- Leave Travel Concession (LTC)
- Group Insurance
- Medical facilities
- Housing facility / HRA
PNB Local Bank Officer Recruitment 2026 — Syllabus and How to Apply
Online Test Syllabus — Apply Online at ibpsreg.ibps.in/pnbjul26/ by 09 August 2026
The online written test covers five sections including Reasoning, Data Analysis, English, Quantitative Aptitude, and Banking Awareness. The application process is entirely online through the IBPS portal. Candidates must complete registration and fee payment before the deadline of .
Syllabus — Section-Wise Topics
| Section | Topics Covered |
|---|---|
| Reasoning and Computer Aptitude | Puzzles, Seating Arrangement, Coding-Decoding, Syllogism, Inequality, Blood Relations, Input-Output, Data Sufficiency, Computer Basics, MS Office, Internet, Networking, Shortcuts |
| Data Analysis and Interpretation | Tabular Data, Bar Graphs, Line Charts, Pie Charts, Caselets, Data Sufficiency, Probability, Permutation and Combination |
| Section | Topics Covered |
|---|---|
| English Language | Reading Comprehension, Cloze Test, Error Detection, Sentence Improvement, Para Jumbles, Fill in the Blanks, Vocabulary, Grammar |
| Quantitative Aptitude | Number Systems, Simplification, Percentage, Ratio and Proportion, Simple and Compound Interest, Profit and Loss, Time and Work, Speed Distance Time, Mensuration, Data Interpretation |
| General / Economy / Banking Awareness | Current Affairs, Indian Economy, Banking Terms, RBI Functions and Policies, Government Schemes, Financial Awareness, Static GK, Important Days and Events |
How to Apply
| Step | Action |
|---|---|
| Step 1 | Visit the IBPS application portal at ibpsreg.ibps.in/pnbjul26/ |
| Step 2 | Click on "PNB Local Bank Officer (LBO) Recruitment 2026 — Apply Online" and register with a valid email ID and mobile number |
| Step 3 | Fill in personal details, educational qualification, experience details, and state preference (select only ONE state) |
| Step 4 | Upload scanned photograph (20-50 KB, JPG format) and signature (10-20 KB, JPG format) as per prescribed dimensions |
| Step 5 | Pay the application fee online through Debit Card, Credit Card, Net Banking, IMPS, Wallets, or UPI |
| Step 6 | Review the application form carefully, verify all details, and submit the form |
| Step 7 | Download and take a printout of the application confirmation page for future reference |
PNB Local Bank Officer Recruitment 2026 — Selection Mode and Documents
Online Test + Screening + LLPT + Personal Interview — 4-Phase Selection
The PNB LBO selection process has four stages. Candidates who qualify the online written test will be shortlisted for document screening. Those who did not study local language in Class 10/12 must pass the Local Language Proficiency Test (LLPT). Shortlisted candidates will then appear for a Personal Interview of 50 marks. Final merit is based on combined performance in the written test and interview.
Documents Required
| Personal Identity Documents | |
| Aadhaar Card | Identity proof |
| PAN Card | Identity proof |
| Passport-size Photograph | Recent, white background, 3.5cm x 4.5cm |
| Signature | Scanned, black ink on white paper |
| Educational Documents | |
| 10th Marksheet & Certificate | Age proof |
| 12th Marksheet & Certificate | Qualification proof |
| Graduation Certificate / Degree | Essential qualification |
| Experience Documents | |
| Experience Certificate | From Scheduled Commercial Bank or RRB — minimum 1 year in Clerical/Officer Cadre |
| Relieving Letter | From previous employer (if applicable) |
| Category / Caste Documents | |
| Caste Certificate (SC/ST) | From Tehsildar/SDM/DM |
| OBC Certificate (NCL) | Must mention "Non-Creamy Layer" |
| EWS Certificate | Current financial year |
| PwBD Certificate | Medical Board, 40%+ disability |
| Miscellaneous Documents | |
| NOC from Current Employer | If currently employed in government/PSU |
| Discharge Book | For Ex-Servicemen |
| Application Form Printout | For interview/document verification |
Personal Interview Details
| Parameter | Details |
|---|---|
| Interview Total Marks | 50 Marks |
| Minimum Marks (SC/ST) | 45% (22.5 marks) |
| Minimum Marks (Others) | 50% (25 marks) |
| Nature | Marks-based — weightage in final merit |
| Interview Format | Personality assessment, banking knowledge, current affairs, regional awareness |
Important Instructions
- Apply for only ONE state — applying for multiple states will lead to disqualification
- Must execute an Indemnity Bond of Rs. 2,00,000 at the time of joining
- Minimum CIBIL score of 680 is required at the time of joining
- Selected candidates will be posted within the state applied for a minimum period of 9 years
- Probation period of 2 years from the date of joining
- Candidates must be proficient in the local language of the state applied for
PNB Local Bank Officer Recruitment 2026 — Important Links and Follow Us
Official Recruitment Links
| Link | Status | Action |
|---|---|---|
| Official Notification PDF | Available | Download PDF |
| Apply Online | Active from | ibpsreg.ibps.in/pnbjul26/ |
| Official Website | Active | pnb.bank.in |
Join Our Job Community
| Platform | Action |
|---|---|
| Telegram Channel | Join Channel |
| Facebook Page | Follow Page |
| Twitter / X | Follow Updates |
| Blogs | Visit Blog |
PNB Local Bank Officer Recruitment 2026 — Frequently Asked Questions
Q1. What is the last date to apply for PNB Local Bank Officer (LBO) Recruitment 2026?
The last date for online registration for PNB LBO Recruitment 2026 is . Registration opens on . Applications must be submitted through the IBPS portal at ibpsreg.ibps.in/pnbjul26/.
Q2. How many vacancies are there in PNB LBO Recruitment 2026?
There are 545 Local Bank Officer (LBO) vacancies across 17 states in JMGS-I grade. Assam has the highest with 85 posts, followed by West Bengal (80), Karnataka (78), and Gujarat (77).
Q3. What is the qualification for PNB LBO Recruitment 2026?
A Graduate degree in any discipline from a recognised university plus minimum 1 year post-qualification experience in Clerical or Officer Cadre in any Scheduled Commercial Bank or Regional Rural Bank (RBI Act 1934, Second Schedule). Candidates must also be proficient in the local language of the state applied for.
Q4. What is the age limit for PNB LBO Recruitment 2026?
The age limit is 20 to 30 years as on . SC/ST candidates get 5 years relaxation, OBC (NCL) get 3 years, and PwBD candidates get 10 years relaxation in upper age limit.
Q5. What is the selection process for PNB LBO Recruitment 2026?
The selection process has four stages: Online Written Test (200 marks, 150 questions), Screening of application and documents, Local Language Proficiency Test (LLPT) for candidates who did not study local language in Class 10/12, and Personal Interview (50 marks, minimum 45% for SC/ST and 50% for others).
Q6. What is the salary of a PNB Local Bank Officer?
The pay scale is Rs. 48,480 – 85,920 (JMGS-I) with starting basic pay of Rs. 48,480. In-hand salary is approximately Rs. 60,000 – 75,000 per month including DA, HRA, CCA, and other allowances. Benefits include NPS, CPF, Gratuity, LTC, and medical insurance.
Q7. What is the application fee for PNB LBO Recruitment 2026?
Rs. 1,180 (Rs. 1,000 + 18% GST) for UR/OBC(NCL)/EWS candidates. Rs. 59 (Rs. 50 + 18% GST) for SC/ST/PwBD candidates as postage charges only. Payment is online through Debit Card, Credit Card, Net Banking, IMPS, Wallets, or UPI. The fee is non-refundable.
Q8. Can I apply for more than one state in PNB LBO Recruitment 2026?
No. Candidates must apply for only ONE state. Applying for multiple states will result in disqualification. Selected candidates will be posted within the chosen state for a minimum of 9 years or until promotion to SMG Scale-IV, whichever is earlier.
Q9. Is there negative marking in the PNB LBO written test?
Yes. 1/4th (0.25 marks) are deducted for each wrong answer. Each correct answer carries 1 mark. The written test has 150 questions for 200 marks. Minimum qualifying marks are 40% for UR/EWS and 35% for reserved categories.
Q10. What is the probation period and bond requirement for PNB LBO?
The probation period is 2 years. Candidates must execute an Indemnity Bond of Rs. 2,00,000 at the time of joining, payable if leaving before 3 years of service. A minimum CIBIL score of 680 is required at the time of joining.
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