The Daman & Diu State Co-operative Bank Ltd. Consultant & Senior Consultant Recruitment 2026 – Offline Application, Eligibility, Salary & Selection Process

The Daman & Diu State Co-operative Bank Ltd. Recruitment 2026 – Overview

The Daman & Diu State Co-operative Bank Ltd. has released Notification No. 1/2025-26 for the recruitment of Consultant and Senior Consultant – Credit Business & Operations on a purely contractual basis for 2026. A total of 08 vacancies have been announced across Daman, DNH, and Diu branches. This recruitment offers an excellent opportunity for experienced banking professionals from Gujarat and nearby Union Territories who are looking to work in a reputed co-operative banking institution. The engagement is initially for 11 months with a 3-month probation period and can be extended up to a maximum of five years based on performance. Candidates with relevant degrees in Commerce, Finance, Law, Banking, Engineering, or Management along with banking experience can apply through offline mode before 07 March 2026 (5:00 PM).

Eligibility, Selection Process & Key Highlights

This recruitment is specifically designed for candidates with prior banking experience. For the Consultant post, applicants must be between 25 to 62 years as on 01.02.2026 and must possess a Bachelor’s or Master’s degree in relevant disciplines such as Commerce, Economics, Finance, Law, Banking, MBA (Finance/Banking/Marketing), CA, CS, ICWA, CFA, CAIIB, JAIIB, PGDM, BBM, B.Tech, B.E, or equivalent from a recognised university. A minimum of 3 years’ experience in bank branch operations at Clerk level or above is mandatory. For Senior Consultant, the age limit is 30 to 62 years with a Post Graduate qualification in Commerce, Finance, Banking, MBA, PGDM, M.Tech (IT/CS), LLB/LLM, CA, Cost Accountant, Company Secretary, CFA, CAIIB or JAIIB, along with at least 5 years of experience at Middle or Senior Management level in the banking sector. The fixed monthly remuneration is ₹40,000 for Consultant and ₹50,000 for Senior Consultant, along with Performance Linked Incentive (PLI) up to 100% of fixed pay payable quarterly based on loan disbursement, NPA recovery, and deposit mobilisation targets. Selection will be through personal interaction conducted by a duly constituted Selection Committee, and no written exam is prescribed. Candidates with strong presentation and communication skills will have an added advantage.

About Important Dates of The Daman & Diu State Co-operative Bank Ltd. Recruitment 2026

Candidates must carefully note that the application process for The Daman & Diu State Co-operative Bank Ltd. Consultant and Senior Consultant Recruitment 2026 is completely offline. There is no online application portal. The final deadline to submit the duly filled application form is 07 March 2026 up to 5:00 PM. Since there is no correction window provided, applicants are strongly advised to double-check all details before dispatching the form. Incomplete or late applications will be rejected without any notice. As the selection is based solely on personal interaction, there will be no admit card or written examination schedule. Candidates from Gujarat and nearby regions should avoid last-minute postal delays and send their application well in advance to ensure timely delivery at the Head Office in Nani Daman.

About Application Fees of The Daman & Diu State Co-operative Bank Ltd. Recruitment 2026

As per the official notification, The Daman & Diu State Co-operative Bank Ltd. has not prescribed any application or registration fee for any category. Candidates belonging to General, OBC, EWS, SC, ST, or PwBD categories are not required to pay any fee to apply for these contractual banking positions. Since no registration fee is applicable, there is also no payment mode or refund policy involved. Applicants should, however, ensure that all required documents are self-attested and enclosed properly, as incomplete applications will be rejected. Even though there is no fee burden, candidates must strictly follow the application guidelines including handwritten format, blue ink usage, and proper documentation to avoid rejection.

About Vacancy Details of The Daman & Diu State Co-operative Bank Ltd. Recruitment 2026

The Daman & Diu State Co-operative Bank Ltd. has announced a total of 08 seats under this recruitment drive, including 06 posts for Consultant and 02 posts for Senior Consultant – Credit Business & Operations. Out of the six Consultant positions, location-wise distribution is clearly defined as Daman (04), Dadra & Nagar Haveli (01), and Diu (01). No category-wise reservation breakup such as SC, ST, OBC, EWS, or PwBD has been specified in the notification, which means candidates must apply based on open competition. Since the total seats are limited, competition is expected to be moderate to high, especially among experienced banking professionals from Gujarat and nearby Union Territories. Candidates should note that the number of posts may vary as per the Bank’s requirement. Those aiming for these contractual banking positions should apply early and ensure they meet all eligibility norms because with only 08 total seats, selection will be strictly merit-based through personal interaction.

About Eligibility Criteria of The Daman & Diu State Co-operative Bank Ltd. Recruitment 2026

The eligibility criteria for Consultant and Senior Consultant posts clearly define the educational qualification, age limit, and experience requirement. The age limit for Consultant is 25 to 62 years, and for Senior Consultant it is 30 to 62 years, calculated strictly as on 01.02.2026. Candidates must ensure that their date of birth matches official documents such as School Leaving Certificate or Birth Certificate. For educational qualification, degrees must be obtained from a recognised University or Institute approved by competent authorities in India. Recognised university means institutions established by an Act of Parliament or State Legislature or declared as deemed university under UGC guidelines. Professional certifications such as CA, CS, ICWA, CFA, CAIIB, and JAIIB are also accepted as per the notification. Experience is mandatory and must be relevant to banking operations or management level roles. Applicants should carefully verify their eligibility before submission, as any false information may lead to rejection or termination without notice.

About Category Wise Posts of The Daman & Diu State Co-operative Bank Ltd. Recruitment 2026

In this recruitment notification, The Daman & Diu State Co-operative Bank Ltd. has not provided a detailed category-wise breakup such as UR, OBC, SC, ST, EWS, or PwD for the total 08 posts. This indicates that the vacancies are being filled without a published reservation matrix, and candidates will compete based on eligibility and performance in personal interaction. However, the application form collects category information (General / SC / ST / OBC), which means candidates must declare their correct category as per valid government records. Applicants belonging to OBC (Non-Creamy Layer) or EWS categories should ensure they possess valid and updated certificates issued by competent authorities. Even if reservation is not specifically mentioned, incorrect category declaration can lead to disqualification during document verification. Therefore, candidates must apply carefully under their correct category and keep all supporting documents ready.

About Exam Pattern of The Daman & Diu State Co-operative Bank Ltd. Recruitment 2026

The selection process for Consultant and Senior Consultant posts does not include a written examination. Instead, the recruitment process focuses on application scrutiny followed by personal interaction. In Stage I, the Bank will verify whether candidates meet the required Consultant qualification, Senior Consultant qualification, age limit for The Daman & Diu State Co-operative Bank Ltd., and mandatory banking experience criteria. Only eligible applicants will be called for Stage II, which is a personal interaction conducted by the Selection Committee. Since there is no objective written test, performance in the interview becomes crucial. Candidates should prepare thoroughly in areas such as credit business operations, NPA recovery strategies, deposit mobilisation, and branch-level banking functions. Strong communication skills, clarity of thought, and practical banking knowledge will significantly improve the chances of final selection.

About Physical Eligibility Criteria of The Daman & Diu State Co-operative Bank Ltd. Recruitment 2026

The Consultant and Senior Consultant posts under The Daman & Diu State Co-operative Bank Ltd. Recruitment 2026 are professional banking positions and do not involve field-based physical duties such as policing, transport driving, or defense services. Therefore, no physical standards such as minimum height, chest measurement, or Physical Efficiency Test (PET) have been prescribed in the official notification. This is common for managerial and credit business roles where the primary responsibilities involve branch operations, loan processing, NPA recovery strategy, and deposit mobilisation. Since there are no defined medical or physical benchmarks, candidates are evaluated purely on educational qualification, experience, and interview performance. However, applicants should be medically fit to perform regular banking and administrative duties. Any false declaration regarding health or service capability may result in termination of contract as per bank rules. Candidates can apply without concern for physical measurement criteria, making this opportunity suitable for experienced banking professionals across age groups up to 62 years.

About Salary of The Daman & Diu State Co-operative Bank Ltd. Recruitment 2026

The salary structure for The Daman & Diu State Co-operative Bank Ltd. Consultant Recruitment 2026 is based on a fixed monthly remuneration model rather than a traditional 7th Pay Commission scale. Consultants will receive ₹40,000 per month, while Senior Consultants will receive ₹50,000 per month as fixed pay. In addition to this, Performance Linked Incentive (PLI) up to 100% of the fixed pay per month may be awarded, payable quarterly, depending on targets related to loan disbursement, NPA recovery, and deposit mobilisation. Since this is a contractual role, there are no additional allowances such as DA, HRA, or medical benefits unless specifically provided by bank norms for official tours. The in-hand salary will largely match the fixed pay amount, subject to applicable statutory deductions if any. The contract is initially for 11 months and extendable up to five years based on performance, providing stability and growth for experienced banking professionals seeking leadership roles in the cooperative banking sector.

About Syllabus of The Daman & Diu State Co-operative Bank Ltd. Recruitment 2026

There is no written examination for The Daman & Diu State Co-operative Bank Ltd. Consultant and Senior Consultant Recruitment 2026. The selection process is entirely based on personal interaction. However, this does not mean preparation is unnecessary. Since the role is related to Credit Business & Operations, candidates should revise important banking concepts such as loan processing, documentation procedures, NPA recovery mechanisms, and deposit mobilisation strategies. Senior-level applicants must be prepared to answer scenario-based and management-level questions. Communication skills play a major role because the Selection Committee gives weightage to presentation ability and clarity of thought. Unlike competitive exams with objective questions, this recruitment focuses on practical experience and applied knowledge. Therefore, candidates should prepare real-life examples from their banking career, understand regulatory compliance norms, and be confident in explaining operational challenges they have handled. Strong subject knowledge combined with effective communication will significantly increase selection chances.

About How to Fill Application Form for The Daman & Diu State Co-operative Bank Ltd. Recruitment 2026

The application process for this recruitment is completely offline and requires careful attention. Candidates must download the correct Annexure form from the official website and fill it manually in capital letters using blue ink only. One common mistake applicants make is submitting incomplete forms or forgetting to sign across the photograph. Another frequent error is failing to attach self-attested documents or exceeding the word limit in handwritten Annexure sheets. Since there is no correction window, any mistake may lead to outright rejection. Always double-check personal details such as date of birth (which must match the School Leaving Certificate) and ensure your contact number and email ID are active. It is highly advisable to keep a photocopy of the complete application set before sending it. Also, send the envelope well before the deadline to avoid postal delays. Proper documentation and neat presentation create a positive first impression during application scrutiny.

About Mode of Selection for The Daman & Diu State Co-operative Bank Ltd. Recruitment 2026

The selection process for The Daman & Diu State Co-operative Bank Ltd. Consultant and Senior Consultant Recruitment 2026 is straightforward but highly competitive. There is no written examination or computer-based test. Instead, the process begins with application scrutiny where the Bank verifies eligibility, including age limit as on 01.02.2026, required educational qualification, and mandatory banking experience. Only eligible candidates will be shortlisted for personal interaction. The interview stage plays a decisive role in merit preparation. The Selection Committee evaluates candidates on professional knowledge related to credit business and operations, communication skills, leadership ability, and overall presentation. Since there is no normalization or written score calculation, final merit depends entirely on interview performance and document verification. Candidates should be mentally prepared for a professional-level interaction where practical banking scenarios may be discussed. Confidence, clarity, and experience-based answers will significantly improve selection chances.

About Documents Required for The Daman & Diu State Co-operative Bank Ltd. Recruitment 2026

Document verification is a crucial stage in this recruitment process. Candidates must submit self-attested photocopies along with the application form, but original documents may be required during personal interaction or final verification. Age proof must strictly match the School Leaving Certificate or Birth Certificate. Any mismatch in name spelling between Aadhaar, PAN, and educational certificates can create serious issues and may lead to rejection. Applicants belonging to SC, ST, or OBC categories should ensure that their caste certificate is valid and issued by a competent authority. Government employees must attach a copy of the intimation letter submitted to their department before applying. Since the engagement is contractual, any false declaration or forged document can result in immediate termination without notice. Candidates are strongly advised to organize originals and photocopies properly and carry them during the interview stage to avoid last-minute complications.

Beyond the standard recruitment details, the The Daman & Diu State Co-operative Bank Ltd. notification contains several crucial points that candidates must thoroughly understand before proceeding with their application:

1. Career Nature: Contractual Engagement and Long-Term Implications

One of the most important aspects of this recruitment is that the engagement is purely contractual. The initial appointment is for 11 months with a 3-month probation period, and it may be extended in blocks of 11 months based on performance, up to a maximum of five years. This clearly means that the position is not permanent and does not automatically convert into regular government service. Candidates should understand that contractual jobs usually do not carry pension benefits, long-term job security, or automatic pay scale revisions like regular cadre posts. However, for experienced banking professionals, this opportunity can still be valuable. It offers exposure to credit operations, NPA recovery, and deposit mobilisation in a cooperative banking environment. If a candidate performs well, extensions are possible, and the experience gained can strengthen their profile for future leadership or consultancy roles in the banking sector. Before applying, applicants must assess whether they are comfortable with a performance-driven contractual model rather than a lifetime employment structure.

2. Experience-Centric Eligibility and Professional Focus

This recruitment is not meant for freshers. The Bank has clearly defined minimum experience requirements—three years in branch operations at Clerk level or above for Consultant, and five years at Middle or Senior Management level for Senior Consultant. This indicates that the authority is looking for professionals who can contribute immediately without extensive training. The wide range of acceptable qualifications such as CA, CS, ICWA, CFA, MBA, CAIIB, JAIIB, and other finance-related degrees shows that the Bank is prioritizing expertise in credit appraisal and operational control. The absence of a written examination further highlights that practical knowledge and communication skills are more important than theoretical test performance. Candidates should prepare real examples of their past work, such as handling NPAs, improving branch recovery ratios, or increasing deposit mobilisation. The requirement for handwritten self-profile and achievements also suggests that the Bank wants to evaluate personal clarity, professionalism, and seriousness of the applicant.

3. Posting Flexibility, Transfer Liability and Service Conduct

Selected candidates are liable to be posted anywhere in the Union Territory of Dadra & Nagar Haveli, Daman & Diu. This is a very important operational note that applicants must consider carefully. Even though the vacancy distribution mentions specific locations like Daman, DNH, and Diu, the Bank retains the right to post employees based on administrative requirements. There is also a clause stating that services may be terminated without notice in cases of non-satisfactory performance, disciplinary issues, or moral turpitude. Additionally, either side can terminate the contract with one month’s notice. This shows that the engagement is performance-driven and subject to strict conduct standards. Candidates must be ready to adapt to branch-level targets such as loan disbursement, NPA recovery, and deposit mobilisation. Since Performance Linked Incentive (PLI) is tied to these operational goals, work pressure may be significant. Applicants should evaluate their willingness to work in a results-oriented environment before applying.

4. Documentation Discipline and Common Rejection Risks

The notification places strong emphasis on documentation accuracy and format compliance. The application must be filled in capital letters using blue ink only, and a recent passport-size photograph must be pasted and signed across. These may look like small instructions, but failure to follow them can result in outright rejection. Self-attested copies of Aadhaar, PAN, Birth Certificate, School Leaving Certificate, educational qualifications, and experience certificates must be enclosed. Government employees must attach proof of intimation to their department. A common mistake candidates make is submitting incomplete experience details or forgetting to sign the declaration. Another frequent issue is mismatch in date of birth between documents. Since there is no correction window, once the application is submitted, errors cannot be rectified. A practical tip is to prepare a checklist, arrange documents in order, and keep a photocopy of the complete application set for personal records. Careful preparation at this stage prevents unnecessary disqualification later.